Services

Taking the first step on the property ladder is an exciting time but can be confusing with a lot of jargon thrown at you. Friendly and approachable, we will guide you through the process highlighting schemes which might be available to you, how much deposit you would need and what costs you might expect when buying your first home.   

If you are planning to move home or are in the process of doing so you have a good opportunity to reconsider your current mortgage. Whilst many mortgages are portable you may need to look for a new mortgage provider. We are happy to guide you through how much you could borrow in order to move on to that forever home.

Perhaps you want to invest in a property to rent out, we can guide you through how much deposit you need, whether your income is important and how much rent would be required by a lender.

We also have extensive experience with landlords who have several let properties and those owned by Limited Companies.

Please note that some forms of Buy To Let mortgages are not regulated by the FCA. 

If you need to refinance for that dream kitchen or are simply coming to the end of your fixed rate deal we are able to find the right deal for you.

With several years experience in the new build market we can guide you through options with smaller deposits, part exchange and builder incentivised purchases.

Right to buy? Shared ownership? Worried about your credit situation? Self employed? Complex situation? We will try to find a way.

AJS Mortgage Solutions provides tailored advice and sources insurance solutions for you and your family from a wide variety of providers.